What Can a Workers’ Compensation Lawyer Do For You?
Workers’ compensation is a requirement that many businesses must have. If you are an employee or an employer, it is essential to understand this law and how it applies to your situation. Having this information can help you to get the help you need if you have an accident or other type of covered, work-related injury or illness.
Workers’ compensation is a type of insurance plan that most employers must maintain. It provides employees with medical treatment when you’ve been hurt at work or become ill due to working conditions. The coverage varies from providing funds to pay for medical bills to covering your wages while you are recovering in part. It may also help you to get back to work. Under California’s laws, these benefits do not provide coverage for damages such as pain and suffering.
As An Employee, What Should You Do If You’ve Been Hurt?
If you are hurt at work, you need to report your injury to your supervisors as soon as possible. If it developed over time, you need to report it as soon as you’ve learned about it. Under California law, you have 30 days to report your injury claims from the time you learned of it or you could lose your workers’ compensation benefits. Get emergency help if you need to do so.
Once you file a claim, your employer is required to provide you with access to medical care. Generally, you will need to document the incident. The employer’s workers’ compensation California plan will then begin assisting you with covered claims. You may be entitled to:
- Medical care: This is paid for by your employer to help you to recover.
- Temporary disability: These are payments for some or all of your wages if you are unable to work while you are recovering.
- Permanent disability: If you are unable to recovery completely, you may qualify for long-term disability payments.
- Supplement job displacement benefits: This type of payment is available for injuries occurring after 2004. It can help you to get retraining or enhancement of your skills if you are unable perform your previous job. This can help you to get back to work even if you do not return to your current employer.
- Death benefits: These are paid to your spouse and children, or other dependents you may have, if you have died as a result of a workplace accident or illness.
If you have any type of loss, it is essential that you speak to your employer about it right away.
Workers Compensation California Help
Who Provides These Benefits?
Under California law, all employers must obtain this type of insurance policy from a licensed insurance company or become self-insured. It is not provided directly from the state of California.
As An Employer, What Are The Benefits?
In most cases, employers in California must maintain these insurance plans or become self-insured. In either case, there are benefits to you, as the employer. For example, you are less likely to have to pay medical bills and lost time at work for employees out-of-pocket. This can lessen the financial burden you have. Since these costs can become very high, it is often ideal for employers to maintain these policies.
Workers’ compensation is a benefit provided by employers to ensure employees have a safe workplace. It is a necessary part to doing business and one that offers benefits for all.